Unable to update payment method

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This is an old issue that have persisted ever since Square Enix updated the Visa/ Mastercard stuff, but I've always been able to play the game due to a recurrent subscription of that monthly charges my credit card. Now that credit card got deactivated and I need to update my payment method of FFXIV, but I always get stuck at my listed country in the payment method being United States and I couldn't change it no matter how I try. How do I get this payment process to work?

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