Life happened, couldn't play, lost the lottery plot AND 50% of my Gil?

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Was trying out ways to make Gil and save up for a house to use as either my first house or an FC house for my friends I got to try the game. FC was just a bit too new, so I bet for myself. The day of the results period I got quite tied up with life and just haven't been able to play. "Forfeited" the plot and another FC got it, not such a huge issue. But I also lost 50% of my initial Gil? Losing the plot over life stuff already kind of sucked, but also losing half the Gil is such a kick in the gut. Why is there a "cancelation fee" because I physically couldn't log in for a week? :(

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