Where Are The Hardcoded (non-mb) Gold "faucets" In Ffxiv?

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I just ran into my first "I need WHAT?" moment since my return to the game this month, and while it didn't last long (for reasons I'll explain in a moment) it did raise a new question that I'd like to ask here.

So I'm late in Heavensward, leveling and loving how the "road to 70" makes the MSQ a one stop shop for all the XP I need and, until now, all the gear I need so long as I focus one class at a time. "Until now" I say because with a quest-reward (and some lucky dungeon drops from my singular runs for story advancement) item level of 130 I ran into an item level block of another 12 average levels to run the next dungeon in the story.

Now this is where my head exploded because, up until now, the MSQ-dedicated approach to leveling has been a curated, self sufficient fun time of mostly questing and the odd low-responsibility (I am ranged DPS after all) dungeon. Fine stuff, totally fair. Running into the ilvl block I was momentarily shocked, but only until I got back to town and checked first the market board, and then more importantly the NPC vendors right next to them. The NPC vendors were selling like... over-100-level ilvl upgrades for about 15k. The MB had HQ versions of the same items for... five times the amount for the same items.

"Ok then," I said to myself, "never buying gear from players." I bought some jewelry from one of the NPC vendors, and it put me well over the needed ilvl to proceed. All was well.

Except for... one remaining question, and the reason for this post.

I've hoarded about 400,000 gil at this point, having bought not very much on the way up because, again, the MSQ was gearing me just fine, but the 15k price tags on this NPC had me wondering if there's a game-side gold faucet that I might take note of in the future. I felt kinda poor as I realized I could actually spend like half of my life savings jacking my ilvl up over a hundred points through just this NPC gil-based merchant alone.

Now maybe the answer is "to save money, make it yourself," and yes I plan to level some crafting classes. If that's the answer, ok, I accept that... but I find that in other games, for every gold/gil expenditure that isn't meant to actually be a long term sink (and we can't really call leveling gear a long term sink, can we?), there's a faucet somewhere, a place where the game provides gold through quest rewards or something similar, so the player can work their way to get all the minor game-level sinks like... well, NPC vendor gear.

Where are these repeatable faucets in FFXIV? Leves? Dungeons? Something else? Or is the answer indeed "don't want to spend? Make it yourself!"

To be clear, a gold faucet does not touch the market board, which is a product of the community, not the game (thus the inflated "PC economy" prices). So before anyone says "make things and sell them," that's not a faucet, that's moving money around between players.

Thanks in advance for any and all helpful replies :)

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